Guides & Underwriting
UK Property Investment Articles
Step-by-step guides to running the numbers across buy-to-let, HMO conversions, flips, and BRRR projects.
-
The 70% Rule in UK Property Flipping: Why the Formula Fails Without Stamp Duty and Bridge Interest
American podcasts preach buying at 70% of GDV minus repairs. In the UK, SDLT surcharges and bridging fees turn that calculation into a loss.
-
How to Value an HMO: Bricks and Mortar vs Commercial Yield Underwriting
Valuing an HMO is not the same as valuing a family home. How surveyors assess commercial yield valuations versus local residential comparables.
-
BRRR vs Traditional Buy to Let: The Math of Capital Velocity
Is recycling capital through BRRR always superior to passive buy to let? An arithmetic breakdown of risk, equity recycle, and ROCE.
-
What Is a Good Rental Yield in the UK? Gross Yield vs True Net Cashflow
A 10% headline gross yield can easily deliver less cash in the bank than a clean 6.5% single let. Here is how to audit true operating margins.
